Please select any item from our mortgage glossary.

A

• Added To Loan
• Additional Security Fee
• Administration Fee
• Advance
• Agricultural Restriction
• Annual Percentage Rate (APR)
• Annuities
• Apportionment
• Arrangement Fee
• Arrears
• Authority to Inspect the Register

B

• Base Rate
• Beneficial Owner
• Booking Fee
• Bridging Loan
• Building Societies Association (BSA)
• Building Society
• Buildings Insurance - rebuilding cost
• Buildings Insurance - risks usually covered.

C

• Calculating Rebuilding Cost
• Capital and Interest Mortgage
• Capped Rate Mortgages
• Cash Back
• Charge
• Charge Certificate
• Chattels
• Chief Rent
• Collateral security
• Completion
• Conditional Insurances
• Contents Insurance
• Contents Insurance - what’s usually covered
• Contract - Housebuying
• Contract Race
• Conveyancing
• Conveyancing Fee
• Council Tax
• Covenant
• Credit Reference Agency

D

• Deed
• Deferred Interest Mortgage
• Deposit
• Discounted mortgages (low start)
• Draw Down Facility

E

• Early repayment charge
• Easement
• Endowment Mortgage
• Endowments- Consumer aspects
• Equity (housing)
• Essential Repairs
• Exchange of Contracts (England & Wales only)
• Exchange of contracts
• Existing Liabilities

F

• Feuhold
• First Time Buyers
• Fixed Rate Mortgages
• Fixtures
• Flexible Mortgage
• Flying Freehold
• Foreign Currency Mortgage
• Form DS1
• Freehold
• Further advance

G

• Gazumping
• Gazundering
• Geographical Restrictions
• Ground rent
• Guarantor

H

• Higher Early Repayment Charge
• Higher Lending Charge
• Home Buyers Report
• House price surveys

I

• ISA mortgage
• Income Multiples
• Interest Only Mortgages

J

• Joint Tenants

L

• Land Registry
• Land Registry Fee
• Landlord’s Reference
• Large Town Allowance
• Leasehold
• Libor-linked mortgage
• Loan to Value (LTV)
• Local search
• Low Start Mortgages

M

• Mortgage (Overview)
• Mortgage Guarantor
• Mortgage Indemnity Guarantee (MIG)
• Mortgage Offer
• Mortgage Protection Policy
• Mortgage Term
• Mutual Membership Terms

N

• NHBC Buildmark Warranty
• Negative Equity
• Non-Status Mortgage

O

• Overpayment

P

• Pension mortgage
• Portable Mortgages
• Principal
• Private treaty

R

• Redemption
• Regional Lenders
• Registered Title
• Regulated mortgage contract
• Remortgage
• Rent-a-Room Scheme
• Repayment Mortgages
• Reservation Fee
• Restrictive covenant
• Reversionary home income plan

S

• Searches
• Second Mortgage
• Shared Equity
• Shared Ownership
• Stamp Duty (Housing)
• Structural Survey
• Subject to survey & contract
• Subsidence
• Subsidence - What Surveyors Look For
• Subsidence - warning signs
• Surveyor

T

• Tax Free Cash Sum
• Tenant
• Tenants in Common
• The Financial Ombudsmen
• Title Deeds

U

• UK Finance

V

• Valuation (homebuying)
• Variable Rate Mortgages

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