Specialist insurance is needed by buy-to-let landlords to meet their distinct needs. This includes covering a portfolio of properties as well as protecting homes against accidental damage. Insurers can also help ensure tenants are looked after if they require alternative accommodation in a hurry.
Home.co.uk recommends you check offers from our directory of buy-to-let insurers.
Recommended Landlords Insurance Broker: Endsleigh
Endsleigh has long-established expertise in providing specialist insurance cover for landlords. Landlord buildings and/or contents insurance policies are available with a monthly premium option or as an annual one-off payment. Endsleigh provides specialist cover for landlords within the buy-to-let market, including the option to insure against home emergencies (which can save a landlord a lot of time and inconvenience) and to insure your let property if your tenants are students or DSS tenants.
Receive a quote from Endsleigh today to see if you could save.
Axa Insurance offered to buy-to-let landlords from Axa includes buildings insurance for repairs or rebuild following a loss and property owners' liability cover up to £10m. Axa will also cover rehousing of tenants in alternative accommodation after flood or fire and offers cover for up to 10 properties in one policy. Insurance cover is available from Axa for £130 a year.
Swinton Landlords can access insurance for their properties from Swinton business, which offers cover for unoccupied properties for up to 60 days. A range of options depending on buildings and contents are available. Students as well as tenants on low income are covered. In addition, Swinton offers 24 hour claims assistance, 365 days a year.
Direct Line More than 250,000 landlords use Direct Line to cover their properties. Landords using Direct Line can add up to 15 properties on one policy, with one renewal data. It also offers landlords their own specialist claims handler, who will deal with claims from start to finish. Buildings, contents and fixtures and fittings cover is available. It also has a Landlord Emergency claims line 24/7.
Homelet Comprehensive cover for landlords to protect their property investment is available from HomeLet. Landlords can save 15% buying cover online. Homelet also offers has a quote tool online that helps landlords to compare cover.
CIA CIA are specialists in landlord insurance and offer discounts to landlords with multiple properties and large let property portfolios. Accidental damage protection is also on offer, which means landlords can have peace of mind against unexpected events.