Charge Certificate
If the property is registered with the HM Land Registery, this certificate will prove or transfer ownership of land. The Land Registry issues a Charge Certificate to the mortgagee of the property who has registered title. If there is no mortgage on the property, the Land Registry issues a Land Certificate to the registered proprietor.
The Charge Certificate contains three parts,
It will have details of restrictions, mortgages and other interests.
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See also: Financial Services, Mortgages