Home.co.uk
Home.co.uk

Mortgage Glossary: Charge Certificate

Charge Certificate

If the property is registered with the HM Land Registery, this certificate will prove or transfer ownership of land. The Land Registry issues a Charge Certificate to the mortgagee of the property who has registered title. If there is no mortgage on the property, the Land Registry issues a Land Certificate to the registered proprietor.

The Charge Certificate contains three parts,

  • charges register
  • property register, and
  • proprietorship register.
  • It will have details of restrictions, mortgages and other interests.

    Get professional help from a qualified independent mortgage advisor and see how much you could save on your mortgage payments. There's no obligation, just plain good advice.

    See also: Financial Services, Mortgages