Buildings Insurance - risks usually covered.

Most policies cover damage to your home by:

Fire
Lightning
Explosion
Earthquake
Thieves
Riot and malicious persons
Storm and flood
Aircraft or things falling from them
Subsidence, landslip and heave
Falling trees
Impacts by vehicles or animals
Breakage or collapse of aerials
Escape of water from tanks or pipes
Escape of oil from fixed heating installations.

(source: Association of British Insurers)

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See also: Financial Services, Mortgages