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Mortgage Glossary: Local search

Local search

This forms part of the home buying process and is a task which will be taken care of by the person who handles your conveyancing.

It is an application to the local authority for a certificate providing certain information about a property. It is also taken to mean the certificate itself which will show whether the property is affected by road building or outstanding matters such as sanitary notices, planning permission for any building work previously carried out, connection to the mains sewer, etc.

It is clearly common sense to do a local search to prevent you buying your home only to discover there is planning permission for a motorway 100 metres away or a refuse tip next to your garden.

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See also: Financial Services, Mortgages