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Mortgage Glossary: Contents Insurance - what's usually covered

Contents Insurance - what's usually covered

Most home contents policies cover loss or damage to your possessions while they're in your home from a series of risks.

These include:

  • Fire
  • Theft
  • Lightning
  • Escape of water from tanks and pipes
  • Leaking oil from heating systems
  • Storm
  • Flood
  • Subsidence
  • Heave or landslip
  • Falling trees or aerials
  • Riot or malicious acts
  • Explosion
  • Earthquake
  • Impact by aircraft, vehicle or animals.
  • Source: Association of British Insurers

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