Life Insurance: An Introduction

Life insurance and mortgage protection can be low on people's list of priorities when they are in the process of buying a home. After all it can be a chaotic time. With estate agents and lawyers to deal with, surveys to carry out and a mortgage to arrange, it is no wonder that something as important as protecting your mortgage can be over-looked.

But what happens if disaster strikes? Can you or your family carry on paying the mortgage if the main breadwinner dies, you lose your job, are seriously injured or become critically ill? If such a situation happened a decision to take out life insurance or mortgage protection could be the smartest move you ever made.

Once you have decided that you need life insurance or mortgage protection the next stage is to choose the right policy, which can prepare you for every eventuality, such as serious illness. The array of choice on offer can be mind-boggling but if chosen correctly can offer vital protection for your family as well as peace of mind should disaster strike.

This useful guide will help cut through the jargon and help you choose the right type of life insurance or mortgage protection to fit in with your individual needs, lifestyle and attitude to risk.

This guide will also look at the types of life insurance and mortgage protection on offer, some general tips on buying life insurance and mortgage protection, as well as what to do and who to contact should problems arise.

See also: Mortgages, Life Assurance & Mortgage Protection

To start your search for a Life Insurance policy please see our Life Insurance Directory