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Home Buying Guide: Registered Or Unregistered Property

Leasehold or Freehold Leasehold or Freehold Table of Contents Buying at Auction Introduction Buying at Auction Introduction

In England and Wales, property can either be 'registered' or 'unregistered'.

If property is registered, the title to the property is registered at the Land Registry and is guaranteed by the state. The owner has a 'Land Certificate' instead of the usual title deeds. Buying registered property is more straightforward than buying unregistered property.

If property is unregistered, ownership is not guaranteed by the state. The title can only be proved by a copy of the title deeds, and your solicitor will check back the property's documentation over at least 15 years to certify it. With unregistered property, disputes over title are not uncommon.

When you buy unregistered property, it must now be registered for the first time with the Land Registry. This will take some time so the buying process will take longer than if you are buying registered property. Your solicitor/conveyancer's fees will probably also be higher.

Leasehold or Freehold Leasehold or Freehold Table of Contents Buying at Auction Introduction Buying at Auction Introduction