A life insurance policy provides a lump sum on death, and is almost always the right choice for family protection and 'interest only' mortgages.
With a life insurance policy, or level term assurance policy as it is sometimes known, you select an amount of cover and pay a fixed premium for a fixed number of years. You receive a full payout of the insured amount should you claim at any point whilst the policy is in force.
Mortgage Life Insurance
A mortgage life insurance policy is ideal for covering a gradually reducing mortgage debt - a repayment mortgage.
With a mortgage life insurance policy, or decreasing term assurance policy as it is sometimes known, the premiums are cheaper than with a level term assurance policy, because the sum assured and therefore the payout from the policy, reduces over the cover period, in line with the repayment mortgage.Yes if you have consumed any tobacco products in the last 12 months. If you have not smoked any tobacco product in the last 12 months, please select No.
We will only use your e-mail address to write to you in relation to your life insurance and family protection needs.
Please be assured, we won't ever sell on, rent or lease your e-mail address to other organisations.
Our advisors always try to recommend the right policy for you, at the best price possible.
In order to do that, we often need more information about you and your circumstances, and the easiest way to find out that information is to speak to you.
Please be assured, we won't pressurise you, or try to persuade you to buy something you don't want or that isn't right for you.
So please let us have one or more contact phone numbers, it will make the process of arranging your insurance much, much easier.