The landlord will be responsible for insuring the property, including buildings insurance and for furniture and other items that do not belong to the tenant. However, it is the tenant's responsibility to insure their own possessions.

It is advisable to take out contents insurance to protect you against the unexpected. Without contents insurance your damaged possessions cannot be replaced if the home being rented is affected by fire or flooding. There are a variety of home contents plans, for everyday items and options to include specific items such as jewellery or computing equipment.

For more information about contents insurance and providers see our Home Insurance page.