Mortgages: Best Buys

Our Mortgage Best Buys page helps you find the best mortgage or remortgage to fit your circumstances, including buy-to-let mortgages. Our mortgage experts at Moneysupermarket have scoured the market to find the best mortgage rates from the best mortgage companies. Use this best-mortgage comparison to find the mortgage deal that suits your home finance needs. You can apply online or talk to one of our mortgage advisers who will help you through the mortgage process.

Mortgage Type: Fixed (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Alliance & Leicester Prime	5.99%	To Jul 2010	7.19%	75%	No Overhang	Apply	Details
Derbyshire BS (Direct)	6.59%	To Jul 2018	7.09%	90%	No Overhang	Apply	Details

Mortgage Type: Fixed (with tie-in beyond the benefit period)

Lender

Rate

Duration

Standard Rate

Max LTV

Tie In

Mortgage Type: Flexible

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Bank plc (Direct) Purchase	5.53%	To Jul 2011	6.25%	90%	No Overhang	Apply	Details
The Co-operative Bank (Direct)	5.64%	3 years	6.99%	90%	No Overhang	Apply	Details
Egg (Direct)	5.75%	Term	6.54%	90%	No Redemption	Apply	Details
Yorkshire BS (Direct)	6.09%	To Jun 2010	6.9%	75%	No Overhang	Apply	Details

Mortgage Type: Discount (with tie-in beyond the benefit period)

Lender

Rate

Duration

Standard Rate

Max LTV

Tie In

Mortgage Type: Capped

Lender

Rate

Duration

Standard Rate

Max LTV

Tie In

Mortgage Type: Discount (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Bank plc (Direct) Purchase	5.43%	2 years	6.25%	90%	No Overhang	Apply	Details
The Co-operative Bank (Direct)	5.64%	3 years	6.99%	90%	No Overhang	Apply	Details
Barnsley BS (Direct) Branch only	5.69%	2 years	7.19%	85%	No Overhang	Apply	Details
Leek United BS (Direct)	6.09%	10 years	7.09%	75%	No Redemption	Apply	Details

Mortgage Type: First Time Buyers

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Post Office (Direct)	5.89%	To May 2011	6.74%	95%	No Overhang	Apply	Details
Principality BS Direct	6.39%	To Jun 2013	7.09%	95%	No Overhang	Apply	Details
Bristol & West Mortgages First Start	7.19%	To Jul 2013	7.09%	95%	No Overhang	Apply	Details

Mortgage Type: Self Certification

Lender

Rate

Duration

Standard Rate

Max LTV

Tie In

Mortgage Type: Buy To Let Mortgages

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Principality BS Buy to Let	5.89%	To Jun 2010	7.09%	60%	No Redemption	Apply	Details
Barnsley BS (Direct) BTL	6.19%	3 years	7.19%	75%	No Overhang	Apply	Details
Skipton BS BTL	6.49%	To Jun 2011	7.25%	75%	No Overhang	Apply	Details
National Counties BS Investment	6.79%	To Aug 2013	7.6%	75%	No Overhang	Apply	Details

Mortgage Type: Light Adverse Payment History

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Skipton BS	6.04%	To Jun 2018	6.45%	75%	No Overhang	Apply	Details
Ipswich BS	6.49%	To Aug 2011	7.24%	80%	No Overhang	Apply	Details

Mortgage Type: Medium Adverse Payment History

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
astra mortgages from N&P Near Prime	6.99%	10 years	0%	75%	No Overhang	Apply	Details

Mortgage Type: Heavy Adverse Payment History

Lender

Rate

Duration

Standard Rate

Max LTV

Tie In

Mortgage Type: Offset (new)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Market Harborough BS (Direct)	6.1%	Term	7.3%	75%	No Redemption	Apply	Details
Yorkshire BS (Direct)	6.54%	To Jun 2013	6.9%	75%	No Overhang	Apply	Details

Mortgage Type: Variable

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
The Co-operative Bank (Direct) Fee Free	5.54%	3 years	6.99%	90%	No Overhang	Apply	Details
Principality BS Direct	5.74%	To Jun 2010	7.09%	75%	No Overhang	Apply	Details
Mansfield BS (Direct)	5.9%	2 years	7.19%	75%	No Overhang	Apply	Details
HSBC Bank plc (Direct) Fee Free	5.99%	Term	6.25%	90%	No Redemption	Apply	Details

See also: Mortgages, Mortgage Lenders, Mortgage Comparison, Mortgage Advice