Mortgages: Best Buys

Our Mortgage Best Buys page helps you find the best mortgage or remortgage to fit your circumstances, including buy-to-let mortgages. Our mortgage experts have scoured the market to find the best mortgage rates from the best mortgage companies. Use this best-mortgage comparison to find the mortgage deal that suits your home finance needs. You can apply online or talk to one of our mortgage advisers who will help you through the mortgage process.

Mortgage Type: Fixed (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Yorkshire BS	3.09%	To Mar 2012	4.99%	60%	No Overhang	Apply	Details
Britannia	3.19%	To Jun 2012	4.24%	75%	No Overhang	Apply	Details
ING Direct	4.14%	To May 2013	3.5%	75%	No Overhang	Apply	Details
HSBC Special	4.64%	To Apr 2015	3.94%	60%	No Overhang	Apply	Details
The Co-operative Bank Purchase	5.29%	To Jun 2020	4.24%	75%	No Overhang	Apply	Details

Mortgage Type: Offset

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Offset BRT	2.59%	Term	3.69%	65%	No Redemption	Apply	Details
Yorkshire BS Offset	2.74%	To Mar 2012	4.99%	75%	No Overhang	Apply	Details
Scottish Widows Flexible Offset Tracker	2.89%	2 years	3.99%	60%	No Overhang	Apply	Details
Woolwich (Barclays) Offset Tracker	2.89%	Term	4.99%	60%	No Overhang	Apply	Details
Yorkshire Bank	2.99%	To Apr 2012	4.59%	60%	No Overhang	Apply	Details

Mortgage Type: REMORTGAGE

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct	2.39%	Term	3.69%	65%	No Redemption	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details
Santander Base Trackers	2.49%	2 years	4.24%	70%	No Overhang	Apply	Details
ING Direct	2.49%	2 years	3.5%	60%	No Overhang	Apply	Details
Leek United BS BranchOnly	2.95%	2 years	5.19%	85%	No Overhang	Apply	Details

Mortgage Type: Base Rate Trackers

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct	2.39%	Term	3.69%	65%	No Redemption	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details
Santander Base Trackers	2.49%	2 years	4.24%	70%	No Overhang	Apply	Details
HSBC Special	2.49%	Term	3.94%	60%	No Redemption	Apply	Details
ING Direct	2.49%	2 years	3.5%	60%	No Overhang	Apply	Details

Mortgage Type: Fees Free

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Offset BRT Fee Free	2.89%	Term	3.69%	65%	No Redemption	Apply	Details
Santander Base Trackers	3.09%	3 years	4.24%	75%	No Overhang	Apply	Details
Scottish Widows Flexible Offset Tracker	3.39%	2 years	3.99%	60%	No Overhang	Apply	Details
Principality BS Purchase	3.79%	To Mar 2012	4.99%	75%	No Overhang	Apply	Details
HSBC Special Fee Free	4.99%	term	3.94%	90%	No Redemption	Apply	Details

Mortgage Type: Discount (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special	2.39%	2 years	3.94%	60%	No Overhang	Apply	Details
Leek United BS BranchOnly	2.95%	2 years	5.19%	85%	No Overhang	Apply	Details
Market Harborough BS	2.95%	2 years	5.49%	75%	No Redemption	Apply	Details
Norwich & Peterborough BS	2.95%	3 years	5.35%	75%	No Overhang	Apply	Details
Yorkshire Bank	2.99%	To Apr 2012	4.59%	60%	No Overhang	Apply	Details

Mortgage Type: BTL

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
The Mortgage Works BTL 2+yrs	3.64%	To May 2012	4.99%	60%	No Overhang	Apply	Details
BM Solutions Buy to Let	4.1%	2 years	0%	60%	No Overhang	Apply	Details
Coventry BS BTL	4.74%	To Mar 2012	4.74%	60%	No Overhang	Apply	Details
Lloyds TSB BTL	4.99%	To May 2013	2.5%	60%	No Overhang	Apply	Details
NatWest Buy to Let	4.99%	To May 2012	4.5%	75%	No Overhang	Apply	Details

See also: Mortgages, Mortgage Lenders, Mortgage Comparison, Mortgage Advice