Mortgages: Best Buys

Our Mortgage Best Buys page helps you find the best mortgage or remortgage to fit your circumstances, including buy-to-let mortgages. Our mortgage experts have scoured the market to find the best mortgage rates from the best mortgage companies. Use this best-mortgage comparison to find the mortgage deal that suits your home finance needs. You can apply online or talk to one of our mortgage advisers who will help you through the mortgage process.

Mortgage Type: Fixed (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special	2.69%	To Oct 2012	3.94%	60%	No Overhang	Apply	Details
Santander Direct Fixed	2.85%	To Oct 2012	4.24%	60%	No Overhang	Apply	Details
Leeds BS (Direct) Tied	3.65%	To Jul 2013	5.69%	75%	No Overhang	Apply	Details
ING Direct	4.09%	To Aug 2015	3.5%	60%	No Overhang	Apply	Details
Yorkshire BS	4.99%	To Sep 2020	4.99%	75%	No Overhang	Apply	Details

Mortgage Type: Offset

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Yorkshire BS Offset	2.49%	To Sep 2012	4.99%	75%	No Overhang	Apply	Details
First Direct Offset BRT	2.49%	Term	3.69%	65%	No Redemption	Apply	Details
Yorkshire Bank Purchase	2.59%	To Sep 2012	4.59%	65%	No Overhang	Apply	Details
Market Harborough BS Val refund	2.8%	2 Years	5.49%	80%	No Redemption	Apply	Details
Woolwich (Barclays) Tracker	3.09%	Term	4.99%	70%	No Overhang	Apply	Details

Mortgage Type: REMORTGAGE

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
NatWest Purchase	2.19%	To Aug 2012	4%	60%	No Overhang	Apply	Details
First Direct Repayment	2.29%	Term	3.69%	65%	No Redemption	Apply	Details
ING Direct	2.29%	2 years	3.5%	60%	No Overhang	Apply	Details
Yorkshire BS	2.39%	To Sep 2012	4.99%	75%	No Overhang	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details

Mortgage Type: Base Rate Trackers

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
NatWest Purchase	2.19%	To Aug 2012	4%	60%	No Overhang	Apply	Details
First Direct Repayment	2.29%	Term	3.69%	65%	No Redemption	Apply	Details
ING Direct	2.29%	2 years	3.5%	60%	No Overhang	Apply	Details
Yorkshire BS	2.39%	To Sep 2012	4.99%	75%	No Overhang	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details

Mortgage Type: Fees Free

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
ING Direct	2.6%	To Aug 2012	3.5%	70%	No Overhang	Apply	Details
NatWest Purchase	3.19%	To Aug 2012	4%	75%	No Overhang	Apply	Details
HSBC Fee Free	3.29%	Term	3.94%	70%	No Redemption	Apply	Details
Scottish Widows Flexible Tracker Repayment No Fee	3.59%	2 years	3.99%	60%	No Overhang	Apply	Details

Mortgage Type: Discount (no tie-in beyond benefit period)

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special	1.99%	2 years	3.94%	70%	No Overhang	Apply	Details
Saffron BS Direct	2.25%	2 years	5.39%	75%	No Overhang	Apply	Details
Yorkshire Bank Purchase	2.59%	To Sep 2012	4.59%	65%	No Overhang	Apply	Details
ING Direct	2.6%	To Aug 2012	3.5%	70%	No Overhang	Apply	Details
Monmouthshire BS	2.99%	2 years	4.99%	75%	No Overhang	Apply	Details

Mortgage Type: BTL

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
The Mortgage Works BTL Variable	3.79%	To Sep 2012	4.99%	60%	No Overhang	Apply	Details
BM Solutions Buy to Let	4.1%	2 years	0%	60%	No Overhang	Apply	Details
NatWest Buy to Let	4.99%	To Aug 2012	4.5%	75%	No Overhang	Apply	Details
Lloyds TSB BTL	4.99%	To Sep 2013	4.84%	60%	No Overhang	Apply	Details
Coventry BS BTL	5.3%	To Sep 2013	4.74%	60%	No Overhang	Apply	Details

See also: Mortgages, Mortgage Lenders, Mortgage Comparison, Mortgage Advice