Mortgages: Best Buys

Our Mortgage Best Buys page helps you find the best mortgage or remortgage to fit your circumstances, including buy-to-let mortgages. Our mortgage experts have scoured the market to find the best mortgage rates from the best mortgage companies. Use this best-mortgage comparison to find the mortgage deal that suits your home finance needs. You can apply online or talk to one of our mortgage advisers who will help you through the mortgage process.

Mortgage Type: Base Rate Trackers

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Repayment BRT	1.99%	2 years	3.69%	NA	No Redemption	Apply	Details
Santander Direct Trackers	2.09%	2 years	4.24%	NA	No Overhang	Apply	Details
Chelsea BS 70% LTV	2.39%	To Mar 2014	5.79%	70%	No Overhang	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details
HSBC Special Fee Free	2.49%	Term	3.94%	NA	No Redemption	Apply	Details

Mortgage Type: Buy to Let

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
Principality BS BTL Free Val	2.74%	To Mar 2014	4.99%	60%	No Overhang	Apply	Details
Hinckley & Rugby BS BTL	3.54%	2 years	5.64%	60%	No Redemption	Apply	Details
Skipton BS Buy to Let Purchase	3.59%	2 years	0%	60%	No Overhang	Apply	Details
Mansfield BS BTL	3.8%	3 years	5.59%	70%	No Overhang	Apply	Details
Leeds BS Buy to Let	3.99%	2 years	5.99%	70%	No Overhang	Apply	Details

Mortgage Type: Discount

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special 60% LTV	1.99%	2 years	3.94%	NA	No Overhang	Apply	Details
Leeds BS (Direct) 2yr Discount	2.45%	2 years	5.69%	75%	No Overhang	Apply	Details
Monmouthshire BS Direct Purchase	2.49%	2 years	4.99%	70%	No Overhang	Apply	Details
Melton Mowbray BS	2.59%	3 Years	4.99%	NA	No Overhang	Apply	Details
Market Harborough BS	2.65%	3 years	5.49%	75%	No Overhang	Apply	Details

Mortgage Type: Fees Free

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special Fee Free	2.49%	Term	3.94%	NA	No Redemption	Apply	Details
First Direct Repayment BRT Fee Free	2.69%	2 years	3.69%	NA	No Redemption	Apply	Details
Principality BS Direct Free Val	2.74%	To Mar 2014	4.99%	75%	No Overhang	Apply	Details
HSBC Fee Free Tracker	2.89%	Term	3.94%	NA	No Redemption	Apply	Details
First Direct Repayment BRT Fee Free	2.99%	Term	3.69%	NA	No Redemption	Apply	Details

Mortgage Type: First Time Buyer

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Repayment	4.19%	2 years	3.69%	90%	No Overhang	Apply	Details
Hinckley & Rugby BS Purchase with free val	4.19%	2 years	5.64%	90%	No Redemption	Apply	Details
Furness BS Discount	4.49%	3 years	5.44%	90%	No Overhang	Apply	Details
Chelsea BS Branch Only	4.49%	To Mar 2014	5.79%	90%	No Overhang	Apply	Details
HSBC Fee Free	5.29%	To May 2017	3.94%	90%	No Overhang	Apply	Details

Mortgage Type: Fixed

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special 60% LTV	2.24%	To May 2014	3.94%	NA	No Overhang	Apply	Details
Santander Direct Fixed	2.35%	To Apr 2014	4.24%	60%	No Overhang	Apply	Details
Market Harborough BS	2.69%	To Feb 2014	5.49%	75%	No Overhang	Apply	Details
First Direct Repayment	2.88%	3 years	3.69%	NA	No Overhang	Apply	Details
Chelsea BS 70% LTV	3.19%	To Mar 2017	5.79%	70%	No Overhang	Apply	Details

Mortgage Type: Flexible

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Repayment BRT	1.99%	2 years	3.69%	NA	No Redemption	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details
Yorkshire BS	2.49%	To Feb 2014	4.99%	75%	No Overhang	Apply	Details
HSBC Mortgage	2.59%	Term	3.94%	70%	No Redemption	Apply	Details
NatWest Purchase	2.89%	To Mar 2014	4%	75%	No Overhang	Apply	Details

Mortgage Type: Offset

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
First Direct Offset BRT	2.28%	2 Years	3.69%	65%	No Redemption	Apply	Details
Chelsea BS Offset 70% LTV	2.59%	To Mar 2014	5.79%	70%	No Overhang	Apply	Details
Leeds BS (Direct) Tied Offset Discount	2.65%	2 Years	5.69%	75%	No Overhang	Apply	Details
Yorkshire BS Offset	2.69%	To Feb 2014	4.99%	75%	No Overhang	Apply	Details
Yorkshire Bank Purchase	2.89%	To Apr 2014	4.59%	65%	No Overhang	Apply	Details

Mortgage Type: REMORTGAGE

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special 60% LTV	1.99%	2 years	3.94%	NA	No Overhang	Apply	Details
Santander Direct Trackers	2.09%	2 years	4.24%	NA	No Overhang	Apply	Details
Chelsea BS 70% LTV	2.39%	To Mar 2014	5.79%	70%	No Overhang	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details
HSBC Special Fee Free	2.49%	Term	3.94%	NA	No Redemption	Apply	Details

Mortgage Type: Variable

Lender	Rate	Duration	Standard Rate	Max LTV	Tie In
HSBC Special 60% LTV	1.99%	2 years	3.94%	NA	No Overhang	Apply	Details
First Direct Repayment BRT	1.99%	2 years	3.69%	NA	No Redemption	Apply	Details
Santander Direct Trackers	2.09%	2 years	4.24%	NA	No Overhang	Apply	Details
Chelsea BS 70% LTV	2.39%	To Mar 2014	5.79%	70%	No Overhang	Apply	Details
Market Harborough BS	2.48%	2 years	5.49%	75%	No Redemption	Apply	Details

See also: Mortgages, Mortgage Lenders, Mortgage Comparison, Mortgage Advice